Research-backed market calls, not guesswork.
Equity Pocket brings disciplined fundamental and technical research to everyday investors — clear reasoning, transparent fees, no promises we can't keep.
Decisions backed by data, not noise.
Every recommendation comes with visible reasoning — financials, valuation, and technical chart patterns combined into one clear, actionable view.
No assured returns. Just honest research.
Registered under SEBI Reg. No. INH000028316 — fully disclosed fee structure, clear terms and conditions, and an accessible grievance process.
Research, run like
an engineering problem.
Chiranjeevi Kumar is a SEBI Registered Individual Research Analyst — a Mechanical Engineering graduate with more than 8+ years of experience in equity investing. His core investing philosophy focuses on companies growing rapidly and consistently gaining market share. He adheres to a disciplined fundamental framework where growth is the key barometer, favouring businesses with a proven track record and a sustainable competitive advantage.
A believer in data-driven research focused on India's high-growth strategies, his goal is simple: to build a curated, catalyst-driven portfolio that helps retail investors achieve their financial goals by leveraging the power of compounding.
Equity Investing
Every Framework
Nalanda, Biharsharif, Bihar – 801302
RA
Research built around how you invest.
Three distinct research lenses, each suited to a different investment horizon and risk appetite.
Growth Framework
Rigorous fundamental screening to identify businesses compounding earnings and steadily gaining market share across Indian sectors.
Momentum & Technicals
Chart-based trend and volume analysis used to time entries and exits around the fundamental research, not in place of it.
Long-Term Moats
Deep-dive research tracking businesses with strong management quality and a durable competitive advantage.
Our Research Methodology
A repeatable, three-step process behind every recommendation — not a one-off call.
ANALYSIS
Structured screening across growth, value, momentum, and techno-funda parameters before any stock is shortlisted.
EXECUTION
Clear entry levels, target price, and stop-loss shared together — never a recommendation without risk context.
REVIEW
Active monitoring of open calls and market conditions, with timely updates if the underlying thesis changes.
Booking Details
All recommendations are bound to research compliance matrices logs.
Secured compliance link interface deployment channel.
Our Research Packages
High-conviction swing trading ideas backed by data insights.
Equity Pocket Premium Swing
Engineered for active investors looking for structural momentum swing setups with predefined targets and tight risk parameters.
What's Included:
- 3-5 High-Conviction Swing Trading ideas per month with chart setups.
- Strict entry ranges, structural stop-loss, and upside targets.
- Real-time follow-up tracking alerts on updates and targets.
- Premium instant broadcast channel onboarding.
Investment is subject to market risks. Read all documents carefully.
Services Included
Stock Recommendations
Research-based entries for fundamentally strong, structurally sound stocks.
Positional & Swing Ideas
Short to medium-term opportunities, sized and timed around clear risk parameters.
Regular Market Updates
Timely insight on macro trends and movements across your tracked positions.
Risk Management
Disciplined entry-exit guidance and position-sizing built into every call.
Our Analytical Values
Four principles that shape every piece of research we publish.
Recommendations are purely derivative of strict quantitative and structural variables — no guesswork.
Zero financial stakes or proprietary ownership in the underlying companies we compile reports on. This ensures our unbiased interest remains 100% aligned with your growth.
Fully certified operational systems ensuring comprehensive adherence to compliance audits. Every single research output follows the strict regulatory guidelines and transparency laws designed by the board.
Our parameters focus strongly on preserving capital rather than chasing volatile market trends. We strictly filter out hyper-speculative bubbles, ensuring that capital protection always remains the core foundation before compounding takes over.
Compliance Hub
Full transparency and regulatory compliance are the foundations of our advisory practice.
- do not hold any financial interest in the Company.
- do not have any actual/beneficial ownership of more than 1% in the company.
- do not have any other material conflict of interest.
- Vision
Invest with knowledge & safety. - Mission
Every investor should be able to invest in right investment products based on their needs, manage and monitor them to meet their goals, access reports and enjoy financial wellness.
- To publish research report based on the research activities of the RA
- To provide an independent unbiased view on securities.
- To offer unbiased recommendation, disclosing the financial interests in recommended securities.
- To provide research recommendation, based on analysis of publicly available information and known observations.
- To conduct audit annually
- To ensure that all advertisements are in adherence to the provisions of the Advertisement Code for Research Analysts.
- To maintain records of interactions, with all clients including prospective clients (prior to onboarding), where any conversation related to the research services has taken place.
- Onboarding of Clients
- Sharing of terms and conditions of research services
- Completing KYC of fee paying clients
- • Disclosure to Clients:
- To disclose, information that is material for the client to make an informed decision, including details of its business activity, disciplinary history, the terms and conditions of research services, details of associates, risks and conflicts of interest, if any
- To disclose the extent of use of Artificial Intelligence tools in providing research services
- To disclose, while distributing a third party research report, any material conflict of interest of such third party research provider or provide web address that directs a recipient to the relevant disclosures
- To disclose any conflict of interest of the activities of providing research services with other activities of the research analyst.
- To distribute research reports and recommendations to the clients without discrimination.
- To maintain confidentiality w.r.t publication of the research report until made available in the public domain.
- To respect data privacy rights of clients and take measures to protect unauthorized use of their confidential information
- To disclose the timelines for the services provided by the research analyst to clients and ensure adherence to the said timelines
- To provide clear guidance and adequate caution notice to clients when providing recommendations for dealing in complex and high-risk financial products/services
- To treat all clients with honesty and integrity
- To ensure confidentiality of information shared by clients unless such information is required to be provided in furtherance of discharging legal obligations or a client has provided specific consent to share such information.
1. Investor can lodge complaint/grievance against Research Analyst in the following ways:
In case of any grievance / complaint, an investor may approach the concerned Research Analyst who shall strive to redress the grievance immediately, but not later than 21 days of the receipt of the grievance.
- i. SCORES 2.0 (a web based centralized grievance redressal system of SEBI for facilitating effective grievance redressal in time-bound manner) (https://scores.sebi.gov.in).
- Two level review for complaint/grievance against Research Analyst:
- First review done by designated body (RAASB)
- Second review done by SEBI
- ii. Email to designated email ID of RAASB
2. If the Investor is not satisfied with the resolution provided by the Market Participants, then the Investor has the option to file the complaint/ grievance on SMARTODR platform for its resolution through online conciliation or arbitration.
With regard to physical complaints, investors may send their complaints to:
Securities and Exchange Board of India,
SEBI Bhavan, Plot No. C4-A, 'G' Block,
Bandra-Kurla Complex, Bandra (E),
Mumbai - 400 051
- Right to Privacy and Confidentiality
- Right to Transparent Practices
- Right to fair and Equitable Treatment
- Right to Adequate Information
- Right to Initial and Continuing Disclosure
- -Right to receive information about all the statutory and regulatory disclosures
- Right to Fair & True Advertisement
- Right to Awareness about Service Parameters and Turnaround Times
- Right to be informed of the timelines for each service
- Right to be Heard and Satisfactory Grievance Redressal
- Right to have timely redressal
- Right to Exit from Financial product or service in accordance with the terms and conditions agreed with the research analyst
- Right to receive clear guidance and caution notice when dealing in Complex and High-Risk Financial Products and Services
- Additional Rights to vulnerable consumers
- Right to get access to services in a suitable manner even if differently abled
- Right to provide feedback on the financial products and services used
- Right to against coercive, unfair, and one-sided clauses in financial agreements
- i. Always deal with SEBI registered Research Analyst.
- ii. Ensure that the Research Analyst has a valid registration certificate.
- iii. Check for SEBI registration number. Please refer to the list of all SEBI registered Research Analyst which is available on SEBI website in the following link: (https://www.sebi.gov.in/sebiweb/other/OtherAction.do?doRecognisedFpi=yes&intmId=14)
- iv. Always pay attention towards disclosures made in the research reports before investing.
- v. Pay your Research Analyst through banking channels only and maintain duly signed receipts mentioning the details of your payments. You may make payment of fees through Centralized Fee Collection Mechanism (CeFCOM) of RAASB if research analyst has opted for the mechanism. (Applicable for fee paying clients only)
- vi. Before buying/selling securities or applying in public offer, check for the research recommendation provided by your Research Analyst.
- vii. Ask all relevant questions and clear your doubts with your Research Analyst before acting on recommendation.
- viii. Seek clarifications and guidance on research recommendations from your Research Analyst, especially if it involves complex and high risk financial products and services.
- ix. Always be aware that you have the right to stop availing the service of a Research Analyst as per the terms of service agreed between you and your Research Analyst.
- x. Always be aware that you have the right to provide feedback to your Research Analyst in respect of the services received.
- xi. Always be aware that you will not be bound by any clause, prescribed by the research analyst, which is contravening any regulatory provisions.
- xii. Inform SEBI about Research Analyst offering assured or guaranteed returns.
- i. Do not provide funds for investment to the Research Analyst.
- ii. Don't fall prey to luring advertisements or market rumors.
- iii. Do not get attracted to limited period discount or other incentive, gifts, etc. offered by Research Analyst.
- iv. Do not share login credential and password of your trading, demat or bank accounts with the Research Analyst.
If you are not satisfied with our services and would like to lodge a complaint, we would request you to first talk to our representative / consultant from the Research Analyst Department who is your point of contact. You can discuss with him / her, and be rest assured that your complaint will be resolved on best efforts within 1 to 7 working days.
You can also email or talk to the representative / consultant via telephone. The contact no. is 7031839889
Alternatively, you can send us a complaint in writing or via email on Kchiranjeevi657@gmail.com
We will try to resolve your complaint within 1 to7 working days. The first step is for us to be clear about the nature of your complaint, and to identify what we can do to resolve the issue. When we have finished our investigations into your complaint, we will be in touch to provide you with a full response to your complaint.
If you are not still not satisfied with the response or the handling of your complaint by our representative / consultant, you can approach and write an email to CHIRANJEEVI KUMAR at Kchiranjeevi657@gmail.com with complete details. CHIRANJEEVI KUMAR will get in touch with you at the earliest and try to resolve your complaint as soon as possible.
If your complaint is not resolved within a period of one month, you may refer your complaint to the regulator - The Securities and Exchange Board of India (SEBI).
SEBI has launched a centralized web based complaints redress system 'SCORES'.
The link to the platform is https://scores.gov.in/scores/complaintRegister.html#
If your complaint is not resolved on SCORES portal, you can start the dispute resolution process through the ODR Portal. The link for the platform is https://smartodr.in/login.
Formats for investors complaints data to be disclosed monthly by RAs on their website/mobile application:
Data for the month ending - _________________
| Sr. No. | Received from | Pending at the end of last month | Received | Resolved * | Total Pending # | Pending complaints > 3months | Average Resolution time^ (in days) |
|---|---|---|---|---|---|---|---|
| 1 | Directly from Investors | ||||||
| 2 | SEBI (SCORES) | ||||||
| 3 | Other Sources (if any) | ||||||
| Grand Total |
Number of complaints received during month against the RA due to impersonation by some other entity: __________
| Sr. No. | Month | Carried forward from previous month | Received | Resolved * | Pending# |
|---|---|---|---|---|---|
| 1 | April, YYYY | ||||
| 2 | May, YYYY | ||||
| 3 | June, YYYY | ||||
| 4 | ... | ||||
| 5 | March, YYYY | ||||
| Grand Total |
| Sr. No. | Year | Carried forward from previous year | Received | Resolved * | Pending# |
|---|---|---|---|---|---|
| 1 | 2021-22 | ||||
| 2 | 2022-23 | ||||
| 3 | 2023-24 | ||||
| 4 | 20XX-XX | ||||
| Grand Total |
Data For the Month ending: July, 2026
| SR NO | RECEIVED FROM | PENDING AT THE END OF LAST MONTH | RECEIVED | RESOLVED | TOTAL PENDING | PENDING COMPLAINT >3 MONTHS | AVERAGE RESOLUTION TIME IN DAYS |
|---|---|---|---|---|---|---|---|
| 1 | Directly from Investors | 0 | 0 | 0 | 0 | 0 | 0 |
| 2 | SEBI (SCORES) | 0 | 0 | 0 | 0 | 0 | 0 |
| 3 | Other Source (if any) | 0 | 0 | 0 | 0 | 0 | 0 |
| Grand Total | 0 | 0 | 0 | 0 | 0 | 0 |
| SR NO | MONTH | CARRIED FORWARD FROM PREVIOUS MONTH | RECEIVED | RESOLVED | PENDING |
|---|---|---|---|---|---|
| 1 | Jul, 2026 | 0 | 0 | 0 | 0 |
| SR NO | YEAR | CARRIED FORWARD FROM PREVIOUS YEAR | RECEIVED | RESOLVED | PENDING |
|---|---|---|---|---|---|
| 1 | 2026-27 | 0 | 0 | 0 | 0 |
| Grand Total | 0 | 0 | 0 | 0 |
Visit: www.equitypocket.in For more details about Investor Charter, Risks, Disclosures and Disclaimers
The fee charged by RA to the client will be subject to the maximum amount prescribed by SEBI / Research Analyst Administration and Supervisory Body (RAASB) from time to time (applicable only for Individual and HUF Clients).
- Note 1.1: The current fee limit is Rs 1,51,000/- per annum per family of client for all research services of the RA.
- Note 1.2: The fee limit does not include statutory charges.
- Note 1.3: The fee limits do not apply to a non-individual client / accredited investor.
RA may charge fees in advance if agreed by the client. Such advance shall not exceed the period stipulated by SEBI; presently it is one quarter. In case of pre-mature termination of the RA services by either the client or the RA, the client shall be entitled to seek a refund of proportionate fees only for the unexpired period.
Fees to RA may be paid by the client through any of the specified modes like cheque, online bank transfer, UPI, etc. Cash payment is not allowed. Optionally the client can make payments through Centralized Fee Collection Mechanism – CeFCoM managed by BSE Limited i.e. currently recognized RAASB.
The RA is required to abide by the applicable regulations/ circulars/ directions specified by SEBI and RAASB from time to time in relation to disclosure and mitigation of any actual or potential conflict of interest. The RA will endeavor to promptly inform the client of any conflict of interest that may affect the services being rendered to the client.
Any assured/guaranteed/fixed returns schemes or any other schemes of similar nature are prohibited by law. No scheme of this nature shall be offered to the client by the RA.
The RA cannot guarantee returns, profits, accuracy, or risk-free investments from the use of the RA’s research services. All opinions, projections, estimates of the RA are based on the analysis of available data under certain assumptions as of the date of preparation/publication of research report.
Any investment made based on recommendations in research reports are subject to market risks, and recommendations do not provide any assurance of returns. There is no recourse to claim any losses incurred on the investments made based on the recommendations in the research report. Any reliance placed on the research report provided by the RA shall be as per the client’s own judgement and assessment of the conclusions contained in the research report.
The SEBI registration, Enlistment with RAASB, and NISM certification do not guarantee the performance of the RA or assure any returns to the client.
- Step 1: The client should first contact the RA using the details on its website (www.equitypocket.in) or Email contact details (chiranjeevi201@gmail.com).
- Step 2: If the resolution is unsatisfactory, the client can also lodge grievances through SEBI’s SCORES platform at www.scores.sebi.gov.in
- Step 3: The client may also consider the Online Dispute Resolution (ODR) through the Smart ODR portal at https://smartodr.in
Clients are required to keep contact details, including email id and mobile number/s updated with the RA at all times.
Centralized Fee Collection Mechanism (CeFCoM): This initiative by SEBI aims to ensure that investor payments are securely directed to legitimate SEBI-registered advisors rather than elsewhere.
- It enables investors to track all payments made to SEBI-registered advisors.
- Investors can request a link for the Centralized Fee Collection Mechanism (CeFCoM) from registered Research Analysts and can make payments using various methods.
The emergence and widespread adoption of social media have transformed our methods of connecting and sharing information. Unfortunately, some entities exploit Social Media Platforms (SMPs) to lure and deceive unsuspecting investors in the securities market. These entities employ various strategies to gain the trust and confidence of potential investors.
- Unsolicited Invitations: They often send unsolicited links to join WhatsApp Groups (such as VIP Groups or Free Trading Courses) to entice prospective clients.
- Fake Profiles: These entities create fraudulent profiles that present them as experts in the securities market.
- Impersonation: Frequently, they impersonate SEBI-registered intermediaries, well-known public figures, celebrities, CEOs, or MDs of established organizations.
- Fake Testimonials: They mislead investors by showcasing fabricated testimonials from group members, claiming substantial profits. As a result, investors are tricked into transferring funds to these entities’ bank accounts, with false promises of similar high returns.
Given this situation, investors are urged to be cautious and not trust unsolicited messages from unverified individuals, and to avoid joining questionable WhatsApp Groups or Communities.
- Engage only with SEBI-registered intermediaries and utilize authentic trading apps.
- Verify the registration status of entities with SEBI before making any investments.
- Conduct transactions solely through the official trading apps of SEBI-registered intermediaries.
- Investors should only communicate through the genuine social media handles of SEBI-registered entities.
- Step One: Search for the Research Analyst’s name (CHIRANJEEVI KUMAR - INH000028316) at SEBI’s official website.
- Step Two: Obtain the official email address (chiranjeevi201@gmail.com / Kchiranjeevi657@gmail.com) and phone number (+91 70318 39889).
- Step Three: Communicate with the Research Analyst regarding products and services exclusively through the verified email address provided on the SEBI portal.
- Step Four: If the Research Analyst responds from the same email address, you can be assured you are communicating with a genuine SEBI-registered professional.
- Step Five: If they respond from a different email address, disregard the communication, as they may be impersonators attempting to scam you.
Refund & Cancellation Policy
Chiranjeevi Kumar, Proprietor — Equity Pocket
SEBI-Registered Individual Research Analyst
SEBI Registration No.: INH000028316
BSE Enlistment No.: 7349
Website: www.equitypocket.in
Effective Date: 24 July 2026 | Last Updated: 24 July 2026
Equity Pocket provides research recommendation services to clients on a subscription basis. This policy sets out when a subscription may be cancelled, how much money comes back to you, and how long it takes. It is framed to sit within the SEBI (Research Analysts) Regulations, 2014, as amended, and the SEBI Master Circular for Research Analysts, including the fee and refund provisions applicable to individual and HUF clients.
Precedence. Where any other page, agreement, invoice or communication issued by Equity Pocket says something different about refunds, this policy read together with the Most Important Terms and Conditions (MITC) will prevail. Nothing on this website limits a right you have under SEBI regulations.
1. What this policy covers
This policy applies to every paid research service sold under the Equity Pocket brand — monthly, quarterly and yearly subscriptions to the Premium Swing package, one-off research reports, and any other paid research deliverable.
This policy does not cover the outcome of your investments. Equity Pocket is a research analyst, not a portfolio manager or investment adviser. Recommendations carry market risk, and a loss on a position is not a service failure. Please read the Disclaimer, Disclosures and MITC on this website before subscribing.
2. Fee limits and advance fees
- For individual and HUF clients who are not accredited investors, total fees across all research services are capped at ₹1,51,000 per annum per family. Statutory charges such as GST sit outside this cap. The cap is revised by RAASB periodically on the basis of the Cost Inflation Index.
- Where you agree to it, fees may be collected in advance. Advance collection will not exceed one year of fees, which is the limit currently permitted for research analysts.
- Fees are accepted only through banking channels — UPI, net banking, card or cheque — into the designated Equity Pocket account, or optionally through the Centralised Fee Collection Mechanism (CeFCoM) operated by BSE Limited as the recognised RAASB. Cash is not accepted. Payments routed anywhere else will not be treated as fees for research services.
- If you have been billed twice for the same period, or billed above the applicable cap, the excess is refunded in full.
3. Cancelling before the service starts
You may cancel any order at any time before the research service has commenced — that is, before you are added to the premium broadcast channel or before the first recommendation is issued to you. In that case the entire amount paid is refunded, with no deduction.
4. Cancelling after the service has started
You are not locked in. Either you or Equity Pocket may terminate the engagement before the subscription period ends. On such termination you are entitled to a proportionate refund of fees for the unexpired period.
The refund is calculated on a day-count basis, not on whole months. Part months count. The formula is:
Refund = Fee paid for the period × (Number of unexpired days ÷ Total days in the subscription period)
Worked example. A client pays ₹4,999 for a 90-day quarterly plan and terminates on day 34. Unexpired period is 56 days. Refund = ₹4,999 × (56 ÷ 90) = ₹3,110.62.
No breakage fee. Equity Pocket does not charge any breakage, exit, onboarding, administrative or deboarding fee against a proportionate refund, and does not deduct payment gateway charges from it. The refund is the arithmetic result of the formula above.
5. Other situations where a refund is due
- Service not delivered. If the agreed deliverables are not issued within the committed timeline for reasons attributable to Equity Pocket, the fee for the undelivered portion is refunded in full.
- Unresolved access failure. If you cannot access the research service — broadcast channel, reports or alerts — and the problem is not fixed within 7 working days of you reporting it, the fee for the affected days is refunded, or the subscription is extended by an equivalent number of days, at your choice.
- Regulatory action. If the SEBI registration of Equity Pocket is suspended for more than 60 days or is cancelled, fees are refunded on a pro-rata basis for the period from the date of suspension or cancellation to the end of the subscription.
- CeFCoM payments. Where fees were paid through CeFCoM, the refund is processed back through the same mechanism.
6. Where a refund will not be given
The following are not grounds for a refund. None of these override your right to a proportionate refund for the unexpired period under Section 4.
- Losses or underperformance. A recommendation that does not work out, a stop-loss that triggers, or general dissatisfaction with market outcomes. No research analyst can guarantee returns, and Equity Pocket makes no such promise.
- Fees for the period already served. The portion of the subscription you have already consumed is earned and is not returned.
- Breach of terms by the client. Sharing, reselling, forwarding or publishing research reports and calls, submitting false KYC, impersonation, or any fraudulent conduct. In these cases the engagement is terminated and no refund is payable.
- Statutory charges already remitted. GST and other statutory levies already deposited with the authorities are handled in accordance with applicable tax law and are adjusted by way of credit note where permitted.
- Force majeure. Interruptions caused by events outside reasonable control — natural disaster, government restriction, exchange-level outage, third-party platform failure. In these cases the subscription period is extended by the number of days lost, rather than refunded. If the interruption runs beyond 30 continuous days, you may terminate and take a proportionate refund under Section 4.
7. How to request a refund
- Write in. Email chiranjeevi201@gmail.com or use the contact form on www.equitypocket.in with your full name, registered mobile number and email, the plan purchased, the date and amount of payment, the payment reference or UTR number, and the reason for the request.
- Acknowledgement. Your request is acknowledged within 2 working days. If any detail is missing, you will be told exactly what is needed.
- Review. The request is reviewed and the refund amount computed within 3 working days of receiving complete information. You are sent the calculation, not just the number.
- Payment. The approved amount is credited within 7 working days of approval, to the same bank account or instrument used for the original payment. Refunds are never paid in cash and never to a third-party account.
- Confirmation. You receive written confirmation with the refund reference once the payment is released.
You do not need to give advance notice to terminate. If you are able to give a few days' notice, it helps with an orderly deboarding, but notice is not a condition for the refund.
8. If you are not satisfied
Raise your complaint first with us. Contact details for the Grievance Officer:
Chiranjeevi Kumar — Grievance Officer
Email: Kchiranjeevi657@gmail.com
Phone: +91 70318 39889
Address: Davaul Gali, Bihar Road, Hilsa, Nalanda, Biharsharif, Bihar – 801302
We aim to resolve complaints within 7 working days, and in any case within 21 days of receipt as required under the Investor Charter.
If you remain dissatisfied, you may escalate:
- SEBI SCORES 2.0 — scores.sebi.gov.in. Complaints against a research analyst are reviewed first by RAASB and then by SEBI.
- Online Dispute Resolution — smartodr.in, for conciliation or arbitration.
- SEBI toll-free investor helpline — 1800 22 7575 or 1800 266 7575.
9. Changes to this policy
This policy may be revised to stay aligned with SEBI and RAASB requirements or to reflect changes in our service structure. The current version always sits at www.equitypocket.in with the Last Updated date shown at the top. Revisions do not reduce refund rights that had already accrued to you before the revision.
10. Contact
Email: chiranjeevi201@gmail.com
Phone: +91 70318 39889
Support hours: Monday to Saturday, 9:00 AM – 6:00 PM
Address: Davaul Gali, Bihar Road, Hilsa, Nalanda, Biharsharif, Bihar – 801302
Standard risk warning. Investment in securities market are subject to market risks. Read all the related documents carefully before investing. Registration granted by SEBI and certification from NISM in no way guarantee the performance of the intermediary or provide any assurance of returns to investors. Past performance is not indicative of future results.
Effective Date: July 01 , 2026
Website Covered: https://equitypocket.in
THE AGREEMENT: The use of this website and services on this website provided by Chiranjeevi Kumar (hereinafter referred to as “Owner”) are subject to the following Terms & Conditions (hereinafter the “Terms of Service”), all parts and sub-parts of which are specifically incorporated by reference here together with the Privacy Policy. Following are the Terms of Service governing your use of www.equitypocket.in (the “Website”), all pages on the Website, and any services provided by or on this Website (“Services”).
By accessing either directly or through a hyperlink, the Website, and purchasing something from us, you engage in our “Service” and agree to be bound by the Terms of Service including those additional terms and conditions and policies referenced herein and/or available by hyperlink. These Terms of Service apply to all users of the site, including without limitation vendors, buyers, customers, merchants, browsers and/or contributors of content. You acknowledge and agree that the Website may use your personal information in the manner described in our Privacy Policy which sets forth how information collected about you is collected, used, and stored.
The parties referred to in these Terms of Service shall be defined as follows:
a) Owner, Us, We: The Owner, as the creator, operator, and publisher of the Website, makes the Website, and certain Services on it, available to users. CHIRANJEEVI KUMAR , Owner, Us, We, Our, Ours and other first-person pronouns will refer to the Owner, as well as all employees and affiliates of the Owner.
b) You, the User, the Client: You, as the user of the Website, will be referred to throughout these Terms of Service with second-person pronouns such as You, Your, Yours, or as User or Client. For the purpose of these Terms of Service, the term “User” or “you” shall mean any natural or legal person who is accessing the Website. The term ‘”Your” shall be construed accordingly.
c) Parties: Collectively, the parties to these Terms of Service (the Owner and You) will be referred to as Parties.
By using the Website www.equitypocket.in, You warrant that You have read and reviewed these Terms of Service and that You agree to be bound by it. If You do not agree to be bound by these Terms of Service, please leave the Website immediately. The Owner only agrees to provide use of this Website and Services to You if You assent to these Terms of Service. Further, based on the Services obtained by a User, additional terms and conditions in respect of the specific Services may apply, which shall be deemed an agreement between the Users and the Owner.
You must be at least 18 (eighteen) years of age to use this Website, or any Services contained herein. By using this Website, You represent and warrant that You are at least 18 years of age and may legally agree to these Terms of Service. The Owner assumes no responsibility or liability for any misrepresentation of Your age.
The Website is an online store that carries out sales of the following: Financial Services mainly Stock Market Research and Recommendations on Securities. We reserve the right to refuse service or refuse to sell the products on the Website at our sole discretion to anyone for any reason at any time.
The Website does not screen or censor the users who register on and access the Website. You assume all risks associated with dealing with other users with whom you come in contact through the Website. You agree to use the Website only for lawful purposes without infringing the rights of or restricting the use of this Website by any third party.
The Owner may provide You with certain information as a result of Your use of the Website or Services. Such information may include but is not limited to, documentation, data, or information developed by the Owner, and other materials which may assist in Your use of the Website or Services (“Owner Materials”). Subject to these Terms of Service, the Owner grants You a non-exclusive, limited, non-transferable, and revocable license to use the Owner Materials solely in connection with Your use of the Website and Services. The Owner Materials may not be used for any other purpose and this license terminates upon Your cessation of use of the Website or Services or at the termination of these Terms of Service.
You agree not to collect the contact information of other Users from the Website or download or copy any information by means of unsolicited access so as to communicate directly with them or for any reason whatsoever.
Any unauthorized use by you shall terminate the permission or license granted to you by the Website and You agree that you shall not bypass any measures used by the Owner to prevent or restrict access to the Website.
You agree that the Website and all Services provided by the Owner are the property of the Owner, including all copyrights, trademarks, trade secrets, patents, and other intellectual property (“Owner IP”). You agree that the Owner owns all rights, title, and interest in and to the Owner IP and that You will not use the Owner IP for any unlawful or infringing purpose. You agree not to reproduce or distribute the Owner IP in any way, including electronically or via registration of any new trademarks, trade names, service marks or Uniform Resource Locators (URLs), without express written permission from the Owner.
As a user of the Website or Services, You may be asked to register with Us. When You do so, You will choose a user identifier, which may be Your email address or another term, as well as a password. You may also provide personal information, including, but not limited to, Your name. You are responsible for ensuring the accuracy of this information. This identifying information will enable You to use the Website and Services. You must not share such identifying information with any third party and if You discover that Your identifying information has been compromised, You agree to notify Us immediately in writing. An email notification will suffice. You are responsible for maintaining the safety and security of Your identifying information as well as keeping Us apprised of any changes to Your identifying information. The billing information You provide us, including credit card, billing address and other payment information, is subject to the same confidentiality and accuracy requirements as the rest of Your identifying information. Providing false or inaccurate information or using the Website or Services to further fraud or unlawful activity is grounds for immediate termination of these Terms of Service. The Owner reserves the right to refuse service, terminate accounts, or remove or edit content in its sole discretion.
Should You register for any of the paid Services on this website or purchase any product or service on this website, You agree to pay Us the specific monetary amounts required for that product or those Services. These monetary amounts (“Fees”) will be described to You during Your account registration and/or confirmation process. The final amount required for payment will be shown to You immediately prior to purchase. Payment for any on-going Services is billed automatically until You notify Us that You would like to terminate Your access to the Services.
We reserve the right to refuse service or refuse to sell the products on the Website at our sole discretion to anyone for any reason at any time.
You agree not to use the Website or Services for any unlawful purpose or any purpose prohibited under this clause. You agree not to use the Website or Services in any way that could damage the Website, Services or general business of the Owner.
a) You further agree not to use the Website or Services:
- To harass, abuse, or threaten others or otherwise violate any person’s legal rights;
- To violate any intellectual property rights of the Owner or any third party;
- To upload or otherwise disseminate any computer viruses or other software that may damage the property of another;
- To perpetrate any fraud;
- To engage in or create any unlawful gambling, sweepstakes, or pyramid scheme;
- To publish or distribute any obscene or defamatory material;
- To publish or distribute any material that incites violence, hate or discrimination towards any group;
- To unlawfully gather information about others.
You are prohibited from using the site or its content: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to infringe on any third party’s intellectual property or proprietary rights, or rights of publicity or privacy, whether knowingly or unknowingly; (d) to violate any local, federal or international law, statute, ordinance or regulation; ((e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; (f) to submit false or misleading information or any content which is defamatory, libelous, threatening, unlawful, harassing, indecent, abusive, obscene, or lewd and lascivious or pornographic, or exploits minors in any way or assists in human trafficking or content that would violate rights of publicity and/or privacy or that would violate any law; (g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or of any related website, other websites, or the Internet; (h) to collect or track the personal information of others; (i) to damage, disable, overburden, or impair the Website or any other party’s use of the Website; (j) to spam, phish, pharm, pretext, spider, crawl, or scrape; (j) for any obscene or immoral purpose; or (k) to interfere with or circumvent the security features of the Service or any related website, other websites, or the Internet; (l) to personally threaten or has the effect of personally threatening other Users. We reserve the right to terminate your use of the Service or any related website for violating any of the prohibited uses. We reserve the full authority to review all content posted by Users on the Website. You acknowledge that the Website is not responsible or liable and does not control the content of any information that may be posted to the Website by You or other User of the Website and you are solely responsible for the same. You agree that You shall not upload, post, or transmit any content that you do not have a right to make available (such as, the intellectual property of another party).
You agree to comply with all applicable laws, statutes and regulations concerning your use of the Website and further agree that you will not transmit any information, data, text, files, links, software, chats, communication or other materials that are abusive, invasive of another’s privacy, harassing, defamatory, vulgar, obscene, unlawful, false, misleading, harmful, threatening, hateful or racially or otherwise objectionable, including without limitation material of any kind or nature that encourages conduct that could constitute a criminal offence, give rise to civil liability or otherwise violate any applicable local, state, provincial, national, or international law or regulation, or encourage the use of controlled substances.
We may, but have no obligation to, monitor, edit or remove content that we determine in our sole discretion are unlawful, offensive, threatening, libellous, defamatory, pornographic, obscene or otherwise objectionable or violates any party’s intellectual property or these Terms of Service.
You may not use our products for any illegal or unauthorized purpose nor may you, in the use of the Service, violate any laws in your jurisdiction (including but not limited to copyright laws).
You understand that each time uses the Website in any manner, you agree to these Terms. By agreeing to these Terms, you acknowledge that you are interested in availing and purchasing the Services that you have selected and consent to receive communications via phone or electronic records from the Website including e-mail messages telling you about products and services offered by the Website (or its affiliates and partners) and understanding your requirements. Communication can also be by posting any notices on the Website. You agree that the communications sent to You by the Website shall not be construed as spam or bulk under any law prevailing in any country where such communication is received.
The Owner, through the Website and Services, may engage in affiliate marketing whereby the Owner receives a commission on or percentage of the sale of goods or services on or through the Website. The Owner may also accept advertising and sponsorships from commercial businesses or receive other forms of advertising compensation.
Through Your Use of the Website and Services, You may provide Us with certain information. By using the Website or the Services, You authorize the Owner to use Your information in India and any other country where We may operate.
a) Information We May Collect or Receive: When You register for an account, You provide Us with a valid email address and may provide Us with additional information, such as Your name or billing information. Depending on how You use Our Website or Services, We may also receive information from external applications You use to access Our Website, or We may receive information through various web technologies, such as cookies, log files, clear gifs, web beacons or others.
b) How We Use Information: We use the information gathered from You to ensure Your continued good experience on Our website, including through email communication. We may also track certain of the passive information received to improve Our marketing and analytics, and for this, We may work with third-party providers.
c) How You Can Protect Your Information: If You would like to disable Our access to any passive information We receive from the use of various technologies, You may choose to disable cookies in Your web browser. Please be aware that the Owner will still receive information about You that You have provided, such as Your email address. If You choose to terminate Your account, the Owner may store some information about You for future reference for the following number of days: 90. After that time, it will be deleted.
The Website and Services are provided for communication purposes only. You acknowledge and agree that any information posted on Our Website is not intended to be legal advice, medical advice, or financial advice, and no fiduciary relationship has been created between You and the Owner. You further agree that Your purchase of any of the products on the Website is at Your own risk. The Owner does not assume responsibility or liability for any advice or other information given on the Website.
The Owner may sell goods or services or allow third parties to sell goods or services on the Website. The Owner undertakes to be as accurate as possible with all information regarding the goods and services, including product descriptions and images. However, the Owner does not guarantee the accuracy or reliability of any product information and You acknowledge and agree that You purchase such products at Your own risk.
We will make reimbursements for returns without undue delay, and not later than:
- 30 days after the day we received back from you any goods supplied; or
- (if earlier) 30 days after the day you provide evidence that you have returned the goods; or
- if there were no goods supplied, 30 days after the day on which we are informed about your decision to cancel this contract.
- Please note that services sold are non-refundable.
We will make the reimbursement using the same means of payment as you used for the initial transaction unless you have expressly agreed otherwise; in any event, you will incur fees (which are nonrefundable in nature like payment gateway charges) as a result of the reimbursement.
You agree not to undertake any of the following actions:
a) Reverse engineer, or attempt to reverse engineer or disassemble any code or software from or on the Website or Services;
b) Violate the security of the Website or Services through any unauthorized access, circumvention of encryption or other security tools, data mining or interference to any host, user or network.
The Owner does not accept responsibility for the security of Your account or content. You agree that Your use of the Website or Services is at Your own risk.
You agree to defend and indemnify the Owner and any of its affiliates (if applicable) and hold Us harmless against any and all legal claims and demands, including reasonable attorney’s fees, which may arise from or relate to Your use or misuse of the Website or Services, Your breach of these Terms of Service, or Your conduct or actions. You agree that the Owner shall be able to select its own legal counsel and may participate in its own defence if the Owner wishes.
You are strictly prohibited from using the Website or any of the Owner’s Services for illegal spam activities, including gathering email addresses and personal information from others or sending any mass commercial emails.
The Owner may occasionally post links to third-party websites or other services. You agree that the Owner is not responsible or liable for any loss or damage caused as a result of Your use of any third-party services linked to or from Our Website.
The Owner may, from time to time and at any time without notice to You, modify these Terms of Service. You agree that the Owner has the right to modify these Terms of Service or revise anything contained herein. You further agree that all modifications to these Terms of Service are in full force and effect immediately upon posting on the Website and that modifications or variations will replace any prior version of these Terms of Service unless prior versions are specifically referred to or incorporated into the latest modification or variation of these Terms of Service.
a) To the extent any part or sub-part of these Terms of Service is held ineffective or invalid by any court of law, You agree that the prior, effective version of these Terms of Service shall be considered enforceable and valid to the fullest extent.
b) You agree to routinely monitor these Terms of Service and refer to the Effective Date posted at the top of these Terms of Service to note modifications or variations. You further agree that all modifications or variations to these Terms of Service are a manifestation of Your continued assent to these Terms of Service.
c) In the event that You fail to monitor any modifications to or variations of these Terms of Service, You agree that such failure shall be considered an affirmative waiver of Your right to review the modified Agreement.
This Agreement constitutes the entire understanding between the Parties with respect to any and all use of this Website. This Agreement supersedes and replaces all prior or contemporaneous agreements or understandings, written or oral, regarding the use of this Website.
The Owner may need to interrupt Your access to the Website to perform maintenance or emergency services on a scheduled or unscheduled basis. You agree that Your access to the Website may be affected by unanticipated or unscheduled downtime, for any reason, but that the Owner shall have no liability for any damage or loss caused as a result of such downtime.
The Owner may terminate these Terms of Service with You at any time for any reason, with or without cause. The Owner specifically reserves the right to terminate these Terms of Service if You violate any of the terms outlined herein, including, but not limited to, violating the intellectual property rights of the Owner or a third party, failing to comply with applicable laws or other legal obligations, and/or publishing or distributing illegal material. If You have registered for an account with Us, You may also terminate these Terms of Service at any time by contacting Us and requesting termination. Please keep in mind that any outstanding fees will still be due even after termination of Your account. At the termination of these Terms of Service, any provisions that would be expected to survive termination by their nature shall remain in full force and effect.
You agree that Your use of the Website and Services is at Your sole and exclusive risk and that any Services provided by Us are on an “As Is” basis. The Owner hereby expressly disclaims any and all express or implied warranties of any kind, including, but not limited to the implied warranty of fitness for a particular purpose and the implied warranty of merchantability. The Owner makes no warranties that the Website or Services will meet Your needs or that the Website or Services will be uninterrupted, error-free, or secure. The Owner also makes no warranties as to the reliability or accuracy of any information on the Website or obtained through the Services. You agree that any damage that may occur to You, through Your computer system, or as a result of the loss of Your data from Your use of the Website or Services is Your sole responsibility and that the Owner is not liable for any such damage or loss.
All information, software, products, services and related graphics provided on this site are “as is” and “as available” basis without warranty of any kind, either expressed or implied. The Website disclaims all warranties, expressed or implied including, without limitation, all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement or arising from a course of dealing, usage, or trade practice. We makes no representation about the suitability of the information, software, products, and services contained on this Website for any purpose, and the inclusion or offering of any products or services on this Website does not constitute any endorsement or recommendation of such products or services.
The Website makes no warranty that the use of the Website will be uninterrupted, timely, secure, without defect or error-free. You expressly agree that the use of the site is at your own risk. The Website shall not be responsible for any content found on the Website.
Your use of any information or materials on this site or otherwise obtained through the use of this Website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
The Website assumes no responsibility for the accuracy, currency, completeness or usefulness of information, views, opinions, or advice in any material contained on the Website. Any information from third parties or advertisers is made available without making any changes and so the Website cannot guarantee accuracy and is not liable for any inconsistencies arising thereof. All postings, messages, advertisements, photos, sounds, images, text, files, video, or other materials posted on, transmitted through, or linked from the Website, are solely the responsibility of the person from whom such Content originated, and the Website does not control and is not responsible for Content available on the Website.
There may be instances when incorrect information is published inadvertently on our Website or in the Service such as typographical errors, inaccuracies or omissions that may relate to product descriptions, pricing, promotions, offers, product shipping charges, transit times and availability. Any errors, inaccuracies, or omissions may be corrected at our discretion at any time, and we may change or update information or cancel orders if any information in the Service or on any related website is inaccurate at any time without prior notice (including after you have submitted your order).
We undertake no obligation to update, amend or clarify information in the Service or on any related website, including without limitation, pricing information, except as required by law. No specified update or refresh date applied in the Service or on any related website should be taken to indicate that all information in the Service or on any related website has been modified or updated.
The Website shall not be responsible for any interaction between you and the other users of the Website. Under no circumstances will the Website be liable for any goods, services, resources, or content available through such third-party dealings or communications, or for any harm related thereto. The Website is under no obligation to become involved in any disputes between you and other users of the Website or between you and any other third parties. You agree to release the Website from any and all claims, demands, and damages arising out of or in connection with such dispute.
You agree and understand that while the Website has made reasonable efforts to safeguard the Website, it cannot and does not ensure or make any representations that the Website or any of the information provided by You cannot be hacked by any unauthorised third parties. You specifically agree that the Website shall not be responsible for unauthorized access to or alteration of Your transmissions or data, any material or data sent or received or not sent or received, or any transactions entered into through the Website.
You hereby agree and confirm that the Website shall not be held liable or responsible in any manner whatsoever for such hacking or any loss or damages suffered by you due to unauthorized access of the Website by third parties or for any such use of the information provided by You or any spam messages or information that You may receive from any such unauthorised third party (including those which are although sent representing the name of the Website but have not been authorized by the Website) which is in violation or contravention of this Terms of Service or the Privacy Policy.
You specifically agree that the Website is not responsible or liable for any threatening, defamatory, obscene, offensive, or illegal content or conduct of any other party or any infringement of another’s rights, including intellectual property rights. You specifically agree that the Website is not responsible for any content sent using and/or included on the Website by any third party.
The Website has no liability and will make no refund in the event of any delay, cancellation, strike, force majeure, or other causes beyond their direct control, and they have no responsibility for any additional expense omissions delays or acts of any government or authority.
You will be solely responsible for any damage to your computer system or loss of data that results from the download of any information and/or material. Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you.
In no event shall the Website be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the use or performance of the site, with the delay or inability to use the site or related services, the provision of or failure to provide Services, or to deliver the products or for any information, software, products, services and related graphics obtained through the site, or any interaction between you and other participants of the Website or otherwise arising out of the use of the Website, damages resulting from use of or reliance on the information present, whether based on contract, tort, negligence, strict liability or otherwise, even if the Website or any of its affiliates/suppliers has been advised of the possibility of damages. If despite the limitation above, We are found liable for any loss or damage which arises out of or in any way connected with the use of the Website and/or provision of Services, then the liability will in no event exceed, 50% (Fifty percent) of the amount you paid to Us in connection with such transaction(s) on this Website.
You will be solely responsible for any damage to your computer system or loss of data that results from the download of any information and/or material. Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you.
The Owner is not liable for any damage that may occur to You as a result of Your use of the Website or Services, to the fullest extent permitted by law. The maximum liability of the Owner arising from or relating to these Terms of Service is limited to the lesser of Rs. 1000 (Rupees One Thousand only) or the amount You paid to the Owner in the last six (6) months. This section applies to any and all claims by You, including, but not limited to, lost profits or revenues, consequential or punitive damages, negligence, strict liability, fraud, or torts of any kind.
a) LANGUAGE: All communications made or notices given pursuant to these Terms of Service shall be in the English language.
b) JURISDICTION, VENUE & GOVERNING LAW: Through Your use of the Website or Services, You agree that the laws of India shall govern any matter or dispute relating to or arising out of these Terms of Service, as well as any dispute of any kind that may arise between You and the Owner, with the exception of its conflict of law provisions. In case any litigation specifically permitted under these Terms of Service is initiated, the Parties agree to submit to the exclusive jurisdiction of the courts at Patna, Bihar, India. The Parties agree that this choice of law, venue, and jurisdiction provision is not permissive, but rather mandatory in nature. You hereby waive the right to any objection of venue, including assertion of the doctrine of forum non-conveniens or similar doctrine.
c) ASSIGNMENT: This Agreement, or the rights granted hereunder, may not be assigned, sold, leased or otherwise transferred in whole or part by You. Should these Terms of Service, or the rights granted hereunder, by assigned, sold, leased or otherwise transferred by the Owner, the rights and liabilities of the Owner will bind and inure to any assignees, administrators, successors and executors.
d) SEVERABILITY: If any part or sub-part of these Terms of Service is held invalid or unenforceable by a court of law or competent arbitrator, the remaining parts and sub-parts will be enforced to the maximum extent possible. In such condition, the remainder of these Terms of Service shall continue in full force.
e) NO WAIVER: In the event that We fail to enforce any provision of these Terms of Service, this shall not constitute a waiver of any future enforcement of that provision or of any other provision. Waiver of any part or sub-part of these Terms of Service will not constitute a waiver of any other part or sub-part.
f) HEADINGS FOR CONVENIENCE ONLY: Headings of parts and sub-parts under these Terms of Service are for convenience and organization, only. Headings shall not affect the meaning of any provisions of these Terms of Service.
g) NO AGENCY, PARTNERSHIP OR JOINT VENTURE: No agency, partnership, or joint venture has been created between the Parties as a result of these Terms of Service. No Party has any authority to bind the other to third parties.
h) FORCE MAJEURE: The Owner is not liable for any failure to perform due to causes beyond its reasonable control including, but not limited to, acts of God, acts of civil authorities, acts of military authorities, riots, embargoes, acts of nature and natural disasters, and other acts which may be due to unforeseen circumstances.
i) ELECTRONIC COMMUNICATIONS PERMITTED: Electronic communications are permitted to both Parties under these Terms of Service, including e-mail or fax. For any questions or concerns, please email Us at the following address: support : chiranjeevi201@gmail.com
j) REFUND POLICY: No Refunds. All sales are final, and the Company does not offer any money-back guarantees. You recognize and agree that you shall not be entitled to a refund for any purchase under any circumstances.
MARKET RISKS WARNING: “Investment in securities market are subject to market risks. Read all the related documents carefully before investing.”
LOSS POSSIBILITY: Market risks may result in partial or permanent loss of investments under certain market conditions.
ILLUSTRATIVE PURPOSES: Securities mentioned are for illustration only and are not recommendations.
SEBI REGISTRATION: Registration granted by SEBI and certification from NISM do not guarantee the performance of the intermediary nor assure returns to investors.
PAST PERFORMANCE: Past performance is not indicative of future results.
EDUCATIONAL PURPOSES: The information on social media is for educational purposes, not Investment advice. Investors should consult their advisor before making decisions.
All fee payments for research services must be made through online mode and in “CHIRANJEEVI KUMAR” Bank account. Payments made outside this mechanism are not considered as payment for services under SEBI regulations. No grievances in this regard will be entertained by SEBI or its recognized regulatory bodies.
NO WARRANTIES: The Research Analyst does not guarantee the accuracy, results, or reliability of content on its website, including merchantability, suitability, and non-infringement.
EXERCISE CAUTION: We provide research analysis and specific securities recommendations but do not offer portfolio management services, personal account handling, profit sharing, or risk- profiling-based investment advisory services . Report any unethical practices to our compliance team: chiranjeevi201@gmail.com or SEBI Toll-Free Number: 1800 22 7575 or 1800 266 7575
If you are dissatisfied with our services, kindly raise your initial complaint to chiranjeevi201@gmail.com or contact: +91 70318 39889
If the issue remains unresolved after 7 days or if you are still not satisfied with our response, you have the option to escalate your concern to SEBI through the following channels:
- SEBI SCORES Link: https://scores.sebi.gov.in/
- SEBI ODR Link: https://smartodr.in/login
- SEBI Toll-Free Number: 1800 22 7575 or 1800 266 7575
- SEBI Office – Addresses Link: https://www.sebi.gov.in/contact-us.html
We respect your privacy and are committed to protecting your personal data with the highest standards of security and transparency.
- Name
- Email address
- Phone number
- Payment details (processed securely via third-party gateway)
- Provide research services
- Send reports & updates
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Security: Encryption and hosting on high-security servers.
Access: Strictly restricted access to sensitive client data.
Ethical Standards: Zero tolerance for selling or renting personal data.
We do not sell or rent client information. Data may be shared only under extreme necessities:
Payment Processing: Necessary details shared with verified payment gateways for transaction processing.
Regulatory Authorities: Communication with SEBI or legal bodies when mandated by law or compliance audit.
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